Yinan Zhao Externship via Extern
Yinan Zhao Externship via ExternI am a second-year finance student at Pasadena City College, focused on building a career in investment banking.
Coursework and class projects in finance and management, documenting foundational analysis, spreadsheets, and business planning as I develop practical skills.
Lancer Finance Society · Sep 2026
Constructing Lancer Finance Society's first equity research report with an analysis of Robinhood (NASDAQ: HOOD).
Forage · Sep 2026
Learned how credit research and portfolio analysis come together to generate alpha for PGIM's clients through their hands-on job simulation via Forage, completing tasks on credit analysis, portfolio analysis, private credit deal triage, and client advisory.
Forage · Oct 2026
Applied analytical and communication skills to advise clients while working with Bank of America's Technology, Telecom & Media Investment Banking team during a job simulation on Forage.
Yinan Zhao · ✅ Verified by Extern · ⏱️ In progress
Gain insider experience in value investing by analyzing leading stocks alongside seasoned investor Yinan Zhao. Learn how professionals leverage financial modeling in Excel, interpret alternative data, evaluate market trends, and craft persuasive investment recommendations. Build real-world skills essential for careers in finance, equity research, and investment banking.
I am a second-year finance student at Pasadena City College, focused on building a career in investment banking.
I am Michael Gonzalez, an equity research extern and consultant studying Business Administration and Economics at Pasadena City College. I work on valuation and financial modeling, run GNZO Media, tutor accounting, and lead equity research at the Lancer Finance Society. I am an FMVA candidate, have completed externships and programs in value investing, private equity, and accounting, and I am open to work in finance.
Externships
Yinan Value Investing & Financial Modeling Externship
In progress
Experience
Consultant
PCC Core Consulting Group · September 2026 - Present (2 months)
Participant, Forward Program
McKinsey & Company · October 2026 - Present (1 month)
Director, Equity Research
Lancer Finance Society · September 2026 - Present (2 months)
Analyst, Equity Research
Lancer Finance Society · August 2026 - September 2026 (2 months)
Equity Research Intern
Lancer Finance Society · June 2026 - August 2026 (3 months)
Embedded Tutor, Accounting
Pasadena City College · August 2026 - Present (3 months)
Owner
GNZO Media · February 2025 - Present (1 year 9 months)
Real Estate Private Equity Intern
Project Destined · September 2026 - October 2026 (2 months)
Pathways 2 Accounting
Deloitte · July 2026 - July 2026 (1 month)
Competitor, The Stock Market Game
SIFMA Foundation · January 2025 - April 2025 (4 months)
Competitor, NFTE National Youth Entrepreneurship Challenge
Network for Teaching Entrepreneurship (NFTE) · October 2024 - October 2024 (1 month)
Education
Pasadena City College
AS-T, Business Administration
Pasadena City College
AA-T, Economics
Skills
Lancer Finance Society · Sep 2026
Constructing Lancer Finance Society's first equity research report with an analysis of Robinhood (NASDAQ: HOOD).
Constructing Lancer Finance Society's first equity research report with an analysis of Robinhood (NASDAQ: HOOD).
![Equity Research Report | Robinhood (NASDAQ: HOOD) [PENDING]](https://portfolio-assets.extern.com/portfolios/michael-gonzalez/assets/project_image_3e1f10d0-04f4-4086-b473-0a0f2c46478f.jpg)
Forage · Sep 2026
Learned how credit research and portfolio analysis come together to generate alpha for PGIM's clients through their hands-on job simulation via Forage, completing tasks on credit analysis, portfolio analysis, private credit deal triage, and client advisory.
Learned how credit research and portfolio analysis come together to generate alpha for PGIM's clients through their hands-on job simulation via Forage, completing tasks on credit analysis, portfolio analysis, private credit deal triage, and client advisory.
- Built a 3-statement credit analysis of Scotts Miracle-Gro from its 10-K, calculating 20+ credit metrics including adjusted EBITDA, gross/net leverage, interest coverage, and FCF-to-debt - Modeled a 20% reallocation from Oil & Gas to Renewables in a 6-sector portfolio using covariance and correlation matrices - Drafted a client communication after Moody’s downgrade (Caa2 → Caa3) on Tesla bonds
Forage · Oct 2026
Applied analytical and communication skills to advise clients while working with Bank of America's Technology, Telecom & Media Investment Banking team during a job simulation on Forage.
Applied analytical and communication skills to advise clients while working with Bank of America's Technology, Telecom & Media Investment Banking team during a job simulation on Forage.
![Bank of America - Investment Banking Job Simulation [PENDING]](https://portfolio-assets.extern.com/portfolios/michael-gonzalez/assets/project_image_9c2ad22e-e17f-4937-888c-ac651d81a159.jpg)
✅ Verified by Extern · ⏱️ In progress
Gain insider experience in value investing by analyzing leading stocks alongside seasoned investor Yinan Zhao. Learn how professionals leverage financial modeling in Excel, interpret alternative data, evaluate market trends, and craft persuasive investment recommendations. Build real-world skills essential for careers in finance, equity research, and investment banking.
The externship examined public equities through the lens of value investing and hands-on financial modeling in Excel alongside guidance from Yinan Zhao. Work combined market-movement walkthroughs, alternative data interpretation, and company-level valuation to produce investment analyses and model-driven recommendations.
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I produced a Stock Card for PJT Partners that summarized valuation metrics, ownership signals, and a three-sentence growth thesis.
I selected PJT Partners as the stock to analyze, applied the course lens to finalize the pick, and produced a Stock Card artifact summarizing valuation, ownership signals, and a three-sentence growth thesis.
