Cashflow Survival Health-CHeck Platform(Solo Founder & Developer)

Designed, built, and deployed a full‑stack‑ready React/TypeScript cashflow survival dashboard for sole traders, featuring invoice management with UK‑compliant statutory interest, direct debit tracking, tax/VAT forecasting, gamified education, and reactive localStorage‑based state management; validated product‑market fit with the Director of M&A at a national accounting firm and defined a monetisation roadmap around funder‑eligibility scoring and accountant‑client collaboration.

Customer Credit Risk Scorecard (Financial Data Analyst, Thornfield Group)

Built a 75-client SME credit scoring model in Excel and MySQL using dual-factor approval logic (ICR + income-to-loan); stress-tested at +200bps and +300bps, identifying 59% of clients required manual review, visualised expected losses £60,000 (concentrated in 2 of 10 sectors) in a 3 page Power BI dashboard.

M&A Due Diligence (Junior Due Diligence Analyst, Thornfield Group)

Validated a £24m acquisition by dissecting ARR composition and capitalised development costs via isolating the amount in non-recurring professional service fees from the stated £8m ARR; re-calculated adjusted EBITDA to remove improper capitalised R&D under UK GAAP; ran sensitivity scenarios in Tableau revealing a £4m–£6m valuation overhang and recommended a revised negotiation range of £18m–£20m in a formal due diligence memo.

✅ Verified by Extern · ⏱️ In progress

HP Tech Ventures: Deal Sourcing & Startup Analysis Externship

An externship with HP Tech Ventures on deal sourcing and startup analysis, focused on methods for discovering and evaluating early-stage tech startups.